Fact sheet | Experian plc (2024)

FAQs

Who owns Experian plc? ›

Experian (EXPGF) Ownership Overview

The ownership structure of Experian (EXPGF) stock is a mix of institutional, retail and individual investors. Approximately 24.23% of the company's stock is owned by Institutional Investors, 0.57% is owned by Insiders and 75.20% is owned by Public Companies and Individual Investors.

We help people to save money, access credit and protect their identities. We help businesses to run more efficiently, while managing risk and compliance. We unlock the power of data through advanced analytics and world-leading platforms, which turn data into information and actionable strategies.

To see your Experian credit report, you'll need to register for an account and share some personal, identifying data, but the process is secure.

For more than 125 years, we've helped consumers and clients prosper, and economies and communities flourish – and we're not done. Our 21,700 people in 30 countries believe the possibilities for you, and our world, are growing.

The new business unit combines Arvato Financial Solutions Risk Management Division's existing and substantial portfolio with Experian's innovative analytical and decisioning platforms, digital technologies and industry expertise.

The main disadvantage of Experian is that, unlike FICO, it is rarely used as a stand-alone tool to make credit decisions. Even lenders that review credit reports in detail rather than go off a borrower's numerical score often look at results from all three bureaus, not just Experian.

Experian reviews FAQs

Experian has an overall rating of 4.0 out of 5, based on over 6,995 reviews left anonymously by employees. 79% of employees would recommend working at Experian to a friend and 76% have a positive outlook for the business.

In November 1996, TRW sold the unit, as Experian, to Bain Capital and Thomas H. Lee Partners. Just one month later, the two firms sold Experian to The Great Universal Stores Limited in Manchester, England, a retail conglomerate with millions of customers paying for goods on credit (later renamed GUS).

Customers with an Experian account, such as CreditExpert, can share Open Banking data (information about their bank account transactions) with Experian. This can be used to try and improve their likelihood of being accepted for credit or to support financial management.

Should I give Experian my SSN? ›

A Social Security number (SSN) is helpful when compiling your credit history because it is the only identifier uniquely assigned to each U.S. consumer. Experian will ask for it when you order your own credit report to help ensure that we provide you a complete and accurate report.

We use modern security practices and end-to-end encryption to establish a secure Open Banking connection with your bank account. To connect, you'll need to log into your bank account with your usual password, which ensures the connection has bank-level security.

A Settlement has been proposed in a class action lawsuit against Experian Information Solutions, Inc. and Experian Holdings, Inc. (together "Experian" or "Defendants"), relating to the data breach that Experian announced in September 2015 (the “Data Breach").

Which lenders use Experian only? There are some lenders in the UK who only check for information with Experian only. These include; Co-operative Bank, Nationwide, Vanquis, Virgin Money and Yorkshire Bank & Clydesdale Bank.

Are Credit Bureaus Government Agencies? Credit bureaus are not government agencies. They are publicly traded companies owned by shareholders. The government does not run these companies, but the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) oversee them.

Part of Experian, the world's leading information services company, our Experian Health business is known for its patient access heritage, advanced data insights and patent-pending Touchless Workflow™ which help providers, labs, pharmacies and other risk-bearing entities power opportunities in today's consumer-driven ...

Experian and Equifax are competing data analytics companies. Yet both credit bureaus sell similar products to lenders and consumers and neither is necessarily “better” than the other. It's similar to asking if co*ke is better than Pepsi; each are types of colas but formulated in slightly different ways.